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“Qube Capital is a independent brokerage, focusing on creating and protecting wealth for astute individuals by offering sound financial solutions concerning investment and insurance… protecting yourself, loved ones and your financial future.”

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life insurance

Life Insurance

shortterm insurance

Short Term Insurance


legal services

Legal Services

Life Insurance

Life Cover 
Life Cover is a protection against financial loss that would result from a premature death of an insured. The nominated beneficiary receives the proceeds and is thereby safe guarded from the financial impact of the death of the insured. 

The goal of life insurance is to provide financial security for your family after you die. When taking out a life insurance policy you need to consider your financial situation and the standard of living you want to maintain for your dependents. 

Disability / Impairment
Disability and Impairment benefit pays out a lump sum amount when an individual becomes permanently or temporarily disabled.

Severe Illness
Covers a wide range of medical conditions from life changing to terminal events. The severe illness benefit pays out a lump sum if your condition fulfils the criteria of the defined severe illness description.

Income Protection
The income continuation benefit pays a regular income should you experience a loss of income upon becoming permanently or temporary disabled.

Family Trauma Benefit
Includes accidental, non self-inflicted injury to any part of the body, including burns, coma, motor/pedestrian/motorbike accidents, hijackings, crime or medical emergencies requiring resuscitation or ICU care.

Child Severe Illness Benefit
Included in main severe illness benefit and covers each child in the family up to the age of 18.

Parent Severe Illness Benefit
Pays out a lump sum if your condition fulfils the criteria of the defined severe illness description.

Short Term Insurance

Short term insurance and products are available to make provision for risk associated with the protection of assets against burglary, damage or disruption. Our short-term division offer quality service on all products and covers the following aspects:

  • Vehicle Insurance
  • Household Insurance
  • Commercial Business Insurance (Factories, Offices, Transport, etc.)
  • Liability Insurance
  • Long Haul Trucking Insurance
  • Marine & Aviation
  • Hospitality Insurance
  • Contractors All Risk


Lump Sum Investments
A lump sum investment is a large or small amount of money that you want to invest in an interest-gaining product.

Recurring Premium Investments
A regular investment, of a fixed amount every month for instance, offers you the benefit of rand cost averaging.

  1. Endowments: An endowment is a policy which is taken out for a specific term. Put simply, it is a disciplined savings plan in which you agree to save a certain amount each month for a specific period of time.
  2. Retirement Annuities (RA’s): A retirement annuity (RA) policy provides you with a monthly income on retirement age, the minimum retirement age is 55.
  3. Pension Funds: The main aim of a pension or provident fund is to provide benefits for its members when they retire from employment. The fund also usually pays benefits when a member dies while still working, or is unable to work because of illness, or is retrenched.

Unit Trust Investments
A unit trust is a form of collective investment constituted under a trust deed. Unit Trusts (Collective Investments) offer access to wide range of securities for all types of investors.

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Authorised Financial Services Provider: FSP # 44136

Office: +27 (0)86 111 QUBE (7823)
Fax: +27 (0)86 573 3579

30 Main Road